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Medicare Solutions

Doing Jigsaw Puzzle

Getting Started with Medicare

Understanding Medicare can be a lot like trying to complete a puzzle, without the full picture it can be challenging to put the pieces together. 

 

 Original Medicare is comprised of Part A and Part B. Depending on your personal situation, you may be automatically enrolled in Medicare Part A and Part B, or you may need to apply.

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Eligibility 

65 and SSI

65 not taking SSI 

Full disability for >2 years 

OUR CLIENTS

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Original Medicare

Medicare Supplements and Advantage 

Medicare Part A

(Hospital)

 

Helps cover: 

  • Inpatient care in hospitals 

  • Skilled Nursing Facility Care

  • Hospice Care 

  • Home Health Care

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Medicare Part B

(Medical)

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Helps cover:

  • Services from doctors and other health care providers

  • Outpatient care 

  • Home health care 

  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)

  • Many preventative services 

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Medicare Advantage

(Part C)

 

A Medicare Advantage Plan is another way to get your Medicare Part A and Part B coverage. Medicare-approved plans offered by private companies which must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). 

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Medicare Part D

(Prescription Drugs)

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Helps cover the cost of prescription drugs (including many recommended shots or vaccines).

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Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare.

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If you do not have a Medicare Part D plan, you may incur a penalty. 

Medicare Supplements

(Medigap)

 

Because Medicare Part A and Part B doesn't cover everything, Medicare Supplements, (commonly called Medigap plans) are available to "fill in the gaps". 

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